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31/01/2024
Afforability test
We believe that professional, authorised mortgage advisers perform a very valuable service in advising customers on what can be a complex choice of lenders and products to best fit their needs. That's why we are 100% committed to distributin…
30/01/2024
Test blog
December's retail figures may tell us many things about the UK economy, but one, I am confident, is that affordability remains an ongoing issue for homeowners. When money is tight, people naturally prioritise. They also then look to experts
to re…
10/01/2022
Vida unveils brand refresh, product tiering and proc fee changes as part of firm's evolution
Range extended to over 270 products, providing brokers with more options for clients Additional tiers enable Vida to effectively price for all customers Competitive pricing across all ranges, tiers, and LTV Proc fe…
08/12/2021
LET'S GIVE BACK THIS FESTIVE SEASON!
Christmas is a time for giving, and we're thrilled to let you know that in partnership with Crisis, we will be helping to end homelessness in the UK by donating £29.06 for every application we receive
in December.*The gift of £29…
07/12/2021
VIDA INTRODUCES WINTER BUY TO LET AND RESIDENTIAL LIMITED EDITION PRODUCTS
Introduction of new limited edition products on BTL and residential rangesNo fee, 5 year fixed rate BTL product’s, available for individual units, HMO/MUBs and SPVs up to 75% LTV90% LTV product on the residential range and available for pu…
14/10/2021
VIDA REVAMPS LIMITED EDITION BUY TO LET PRODUCT RANGE
Changes to ‘limited edition’ buy to let productsPrice reductions for three of the current limited edition buy to let products Fixed fee of £1,995 which can be added to the loan Available for purchases or remortgages Vida…
05/08/2021
Vida appoints John Truswell as Head of Intermediary Distribution
Vida, the lending specialist,
has announced the appointment of John Truswell as Head of Intermediary
Distribution. John will report directly
to Richard Tugwell, Director of Mortgage Distribution.John has more than 30 years’ expe…
02/07/2021
Vida appoints Iain Gibbons as Director of Marketing
Vida, the lending specialist, has announced the appointment of Iain Gibbons as Director of Marketing. Iain will report directly to Anth Mooney, CEO, and joins in the Autumn.Iain is an award winning senior marketing professional with over…
02/07/2021
VIDA LAUNCHES
INTERMEDIARY PRODUCT SWITCH PORTAL
- 5
screens, 15 clicks, less than 15 minutes -Vida, the mortgage lending specialist, has today announced the first of a number of exciting initiatives that will be rolled out in the coming months, as it continues to innovate and provide brokers and…
07/06/2021
VIDA INCREASES MAXIMUM LOAN TO £1M AS IT REVAMPS LIMITED EDITION BUY TO LET PRODUCT RANGE
Changes to ‘limited edition’ buy to let productsPrice reductions for the standard buy to let productResidential help to buy product now available to the whole of marketLaunch of residential products for large loans Vida, the mo…
20/05/2021
Vida launches 5-year fixed rate BTL remortgage product at 3.29%
Vida, the specialist mortgage lender, has today announced the addition of a limited edition remortgage-only 5-year fixed rate at 3.29% on its Vida 1 Buy to Let (BTL) range, up to a maximum LTV of 75%. The product has a 1.5% fee (which can be added to the loan) an…
17/05/2021
Vida launches new 2-year 3.24% fixed rate BTL product
Vida, the specialist mortgage lender, has today announced the introduction of limited edition 2-year and 5-year fixed rates to its Vida 1 Buy to Let (BTL) range up to a maximum LTV of 75%. Launched to the whole of the market on a purchase and remortgag…
06/05/2021
Vida launches new limited edition 85% LTV residential 2 and 5 year fixed rates from 4.09%
Vida, the specialist mortgage lender, has today announced the introduction of a limited edition 85% LTV 2-year and 5-year fixed rates to its Vida 1 residential range, providing greater product choice to home buyers with smaller deposits. Rates…
27/04/2021
Vida launches 80% LTV BTL 5-year Fix at 4.34%
with fixed fee and free valuation
Vida, the specialist mortgage lender, has today announced the introduction of an 80% LTV 5-year fixed fee special to its Buy-to-Let (BTL) range at 4.34%. Available to the whole of market on both a purchase and remortgage basis, the product has a fixed fe…
22/04/2021
Improved processes and streamlined proposition
We are constantly listening to our Intermediary Partners and have recently made the following changes to help improve our service to you and your customers:Removed the requirement for customers to declare whether they have previously b…
12/04/2021
Mark Price joins Vida as Director of Credit Risk
Vida, the specialist mortgage lender, has today announced the appointment of Mark Price as its
new Director of Credit Risk. Mark has
extensive experience in credit risk and credit underwriting and is responsible
for enhancing Vida&rsq…
25/03/2021
Vida makes rate cuts of up to 95bps across its residential range for purchase and remortgage business
Vida, the specialist mortgage lender, has today announced a series of significant price cuts to its residential mortgage products. Reductions apply to the lender’s Vida 1, 2 and 3 core residential purchase and remortgage ranges with ra…
23/03/2021
Vida appoints Richard Tugwell as Director of Mortgage Distribution
Specialist mortgage lender Vida has announced the appointment of Richard Tugwell as Director of Mortgage Distribution, as it looks to accelerate its growth plans with a series of significant product and service improvements over the ne…
11/03/2021
Vida cuts rates by up to 40bps on BTL products
including HMOs and MUBs
Vida, the specialist mortgage lender, has today announced a series of price cuts to its Buy-to-Let (BTL) range. The reductions apply to the lender’s core BTL range, Houses in Multiple Occupation (HMOs)/Multi Unit Blocks (MUBs) and Expat offering…
01/02/2021
Frustration for homebuyers as COVID-19 confines one in five (19%) renters to Generation Rent, new research from Vida shows
Two-thirds (66%) of Britain’s renting population aspire to own their own home, but new research from Vida shows that one in five of these renters (19%) are now finding it harder than before to step onto the housing ladder because of COVID-19. The f…
08/12/2020
Let’s help everyone find a safe place to call home
The specialist lending sector has been there to support Britain’s underserved borrowers for many years, including the self-employed, freelancers, professional landlords and the credit impaired. That role is set to grow in importance…
23/11/2020
Will you make the deadline?
Early WarningBecause of the combination of a spike in demand and restrictions in working practices, the national average conveyancing transaction time is now nearly 5 months. That means that any property transaction that is not already i…
05/11/2020
Help us to help you - the application process
As everyone continues to navigate through these unprecedented times, we have been reflecting on how, as a lender, we can make things easier for you and your customers. Our mission is to help give everyone a safe place to call home, and we therefor…
14/10/2020
Let's help customers find a safe place to call home
Now, more than ever, borrowers need a lender that can react and respond to the financial complexity that we all face. The COVID-19 pandemic has had a significant impact on existing and potential homeowners in the UK via its effects on the countr…
08/10/2020
VIDA and CRISIS
Vida has taken the next step towards its mission of helping everyone find a safe place to call home with the announcement of a three-year partnership with Crisis, the national charity seeking an end to homelessness. Vida is committing to dona…
06/10/2020
Vida Flex Case Study: How Mr & Mrs Howard used Flex
Vida Flex is a great option for all BTL Landlords. Whether they're first-timers, or professional landlords, Flex gives investment flexibility to landlords – they can sell or refinance after 3 years without charge, rather than wait 5 years. It has…
21/09/2020
Vida Flex – fix for 5 years, leave after 3 with no ERCs
The events of 2020 have been challenging for all of us and continue to be so. Here at Vida we have taken the opportunity to stand back from the market for a moment, invest in our people and technology and come back with a better proposition that he…
08/09/2020
Wow – what a welcome back to the market!
I always enjoy stepping back and taking time to reflect, so that I can learn and improve if I need to. The same applies to my colleagues at Vida; we are a friendly and open bunch, so flexibility is in our nature.When I look back at the last two weeks and…
31/08/2020
Meet MILO! - the digital concierge who is ready to help at any stage of the mortgage journey.
Once we had built the natural language processing system – the ‘brains’ of our new chatbot – we saw an opportunity to bring this new technology to life by creating a character we could use to tell our story to intermediarie…
31/08/2020
How the Funding Skyline has changed within the specialist lending market
May you live in interesting times, so the saying goes. Well, things haven’t been this ‘interesting’ in the mortgage market since the financial crisis back in 2008. If you’d told me we’d have everyone from Lloyds Banking…
31/08/2020
Delivering Quality Service in Difficult Times
Whilst 2020 was always going to be one of those milestone years, I don’t think anyone could have predicted that it was going to go down in history as one of the greatest challenges that every business in almost every sector across the glob…
30/08/2020
Vida’s new website – built by you
The events of 2020 have given us the opportunity to make a fresh start, invest in our people and technology and come back to the market with a better proposition that helps more people with a wider range of needs. Our new website is a good example…
09/01/2020
Vida returns to market to change mortgages for good
Vida has today made a full return to the intermediary mortgage market, celebrating a new start for the specialist lender following its recent successful £350 million securitisation deal in July. The relaunch sees the lender offering…
A message from Anth Mooney
When I joined Vida as CEO at the beginning of 2020, I couldn’t have imagined what lay ahead for the mortgage market. This has been a year unlike any other, one full of challenges (but also opportunities!). It has certainly been eventful for us at…
Vida – changing mortgages for good!
Now, more than ever, today’s borrowers need a lender that can react and respond to the financial complexity that we all face.Life is never a straight line. At Vida we know that for many ordinary people, life can get a little crazy and doesn&rsq…
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