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V-Hub

As a valued customer, we are here to help and support you every step of the way.

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We love having you as our customer and we are here to help and support you every step of the way. If you’ve already got a mortgage with Vida and would like to chat, you can call our friendly customer service team on 0344 892 0155 as we would love to speak to you.

If you have a residential mortgage you can also login to your online mortgage service to check your mortgage balance, see the date of your next statement, make a payment or get in touch with our customer service team.

 

 

 

Does it fit? Speak to an Underwriter to find out

Welcome to your online mortgage service. If you have a residential mortgage, login to:

  • Check your mortgage balance
  • See the date of your next statement
  • Make a payment
  • Contact our Customer Service team
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Sierra Web Development • Owner

This is a company that builds websites, web apps and e-commerce solutions.

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ProVyuh

This is a company that builds websites, web .

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ProVyuh

This is a company that builds websites, web apps and e-commerce solutions.

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ProVyuh

This is a company that builds websites, web apps and e-commerce solutions.

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Broker updates

 

Impaired and improving credit

Defaults and CCJs considered as long as none in the last 6 months

Mortgage & unsecured arrears considered

Applicants with Bankruptcy or IVA’s now allowed just 3 years after discharge

Self employed

Minimum 1 years trading required

2 years evidence of income required unless only 1 years available due to time trading

Salary, dividends and net profit considered

Accepted across all products

Joint Borrower Sole Proprietor

Up to 4 applicants accepted

All incomes considered in affordability

Parents (including step-parents and parents of a spouse) and children (including step or adopted), siblings, grandparents, aunts, uncles, cousins and nieces/nephews) accepted

Contractor and short work history

48x weekly rate for self employed

Day 1 contractors considered with a minimum 1-years track record of employment within the same line of work

Minimum 3 months remaining on current contract

Contractors of any profession

CIS workers & Umbrella contractors accepted

EU/EEA/Swiss and Foreign nationals

Acceptable Visas:-

• EU/EEA/Swiss with Settled Status
• EU/EEA/Swiss with Pre-Settled Status
• Foreign National with Indefinite Leave to Remain
• Family Visa
• Tier 1 (Entrepreneur Visa only)
• Tier 2 (Skilled Worker)
• UK Ancestry Visa
• British National (Overseas) Visa
• Senior or Specialist Worker visa
• Health and Care Worker Visa

Specialist properties

48x weekly rate for self employed

New Build

Flats above or adjacent to commercial accepted

High-rise flats considered with no restrictions on the maximum number of storeys

Right to Buy properties now accepted

 

 

 

🗎 Residential Product Guide
Updated August 1st 2023

🗎 Criteria Guide
Updated August 1st 2023

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Milo Criteria Chatbot Offline Hi I'm Vida's Criteria Chatbot
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We are sorry Milo is offline undergoing maintenance

Please email your enquiry to askmilo@vidahomeloans.co.uk
or call 03300 246 246

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Any response will not constitute a formal agreement or advice. Each application is assessed individually and subject to our policies and credit and processes.

For all other enquiries please email enquiries@vidahomeloans.co.uk
or call 03300 246 246

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